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ISO-PPC Rating

NCCFD ISO Rating 3

The Nevada County Consolidated Fire District is proud to announce to residents and business owners that the Fire District received its ISO (Insurance Services Office) Class 3 Public Protection Classification, effective July 1, 2023. ISO is a third-party independent agency that evaluates the fire district on their water supply, fire department equipment and communications systems. According to ISO, its Public Protection Classification Program (PPC) plays an important role in the underwriting process with insurance companies because it is used in their decision-making process when deciding what business to cover, what coverage to offer or prices to charge for personal or commercial property insurance.

The test is divided into three areas: Fire Department (50%), Water Supply (40%) and Communications Systems (10%).

Fire Department -  ISO focuses on a fire department’s first alarm response and initial attack to minimize potential loss, taking into consideration engine/ ladder service vehicles (reserve apparatus), training, response, equipment carried and deployment analysis.

Water Supply -  ISO reviews the water supply a community uses to determine the adequacy for fire suppression purposes taking into account size, type and installation of fire hydrants, inspection and flow testing of hydrants and the capability of the water distribution system to meet Needed Fire Flows at selected locations up to 3500 gpm.

Emergency Communications - ISO investigates Emergency Reporting, Telecommunicators and Dispatch Circuits.


ISO Rating Scores for Each Category
NCCFD Ratings


Bar chart on ISO Nationwide
Nationwide Statistics on ISO Classes

Nevada County Consolidated Fire is very proud of our improved rating! Our previous rating was a 4, and the new rating of 3/3X puts us at the top 10% Nationwide. Notify your insurance company of our ISO classification as many insurance providers should give a discount on annual insurance premiums for residences and businesses in our district.  

Request an ISO letter to provide to your insurance company today by filling out this ISO Request Form. If you have any questions, please call the Admin Office at (530) 265-4431.